A new year has begun and as it is at each beginning of the cycle, new opportunities are coming to meet our personal or family goals such as having a home of our own.
If this is one of your purposes for 2020, in this article we will address a topic that will help you achieve it, because we will talk about the process of acquiring a home, which as you can imagine, takes some time but is one of the best investments in anyone’s life.
We will also tell you if 2020 is a good time to buy a house, let’s keep reading that here, we will have the answer.
How does 2020 look to acquire a home?
When you think about acquiring your own house, one of the first points that is worth taking into account is the fact that in reality, the conditions (economic and in the real estate field) are really conducive to starting this process, let’s see a little more About this:
1. The economic environment
One of the most important points when it comes to knowing if it is a good time to buy a new home is to take a brief look at the economic environment, to see if it is conducive or not.
How to realize this? You have to consult reliable sources; Thus, according to a note from Real State, it is reported that in Mexico the economic outlook is not bad at all.
In this article, Fernando Soto-Hay, CEO of the Multiple Object Financial Society (SOFOM) and Tu Hipóteca Fácil (THF), emphasizes the fact that Mexican families have not stopped their economic activities.
Although there is a bit of uncertainty in the economic and social environment, the real estate sector has not stopped, nor will it stop, according to Soto-Hay’s comments.
2. The rise of technology
At a global level, a transformation is being experienced in most of the means of buying and selling, internet sales are here to stay; however, it’s not like you can buy a house with just one click and pack your bags for the move the next day… for now.
A trend that has spread in recent years is to seek to speed up the processes of buying a house, which is why the use of both bots and chatbots has been promoted that can solve doubts regarding the property that you want to buy or the credit you are going to acquire.
According to the newspaper Expansión, since 2018 a figure close to 20 billion dollars has been invested in technological systems and services to accelerate the choice of home and much more powerful search engines.
The services that can help you speed up the process of buying and / or obtaining your home are very useful, especially in times like this, in which people require their loans much more quickly to buy real estate.
A good example of these valuable systems is the ION Financiera prequalifier, from which with a click you can start and make this type of process faster.
How does this benefit you? little by little we get closer to the previous example mentioned; each time with less effort and in a more fluid way you will be able to make your own home.
A specialist on the subject, Clelia Warburg Peters, co-founder of Metadrop, a firm specialized in the development of applications, points out that the future of real estate sales is preparing for a new stage in which the processes will accelerate a lot, in fact, has stated that “it will be an Airbnb on steroids.”
Airbnb is a company based in the city of San Francisco, California and specializes in offering real estate for the accommodation of people for a certain period of time. It will be “on steroids” because the homes will no longer be for temporary accommodation, but for sale.
3. There will be an increase in the percentage of offers
When requesting financing for the purchase of a house, one of the things that you may look at is the maximum amount of mortgage credit that you can access, this can bring us doubts or concerns, or so you would believe.
Rest assured! According to the Money in Image portal, the observation has been made that offers tend to be more abundant. Some examples of this may be the increase in the percentage of having a deferred down payment, in addition to a high percentage of increase in the capital gain of real estate while the market normalizes.
What does this information tell us? Simply put, the fact that there has been a prolonged period of instability has generated uncertainty, however, this is not a limitation so that loans can be acquired with facilities and offers at the beginning of 2020.
Let’s make the best decision
As we have seen in the previous points, the real estate market is showing to remain in a “state of grace”, which can benefit us if we decide to acquire a new home.
We should not miss the start of a year that promises a lot, because in fact, we do not know if this “real estate oasis” will continue forever, we live in a world in which things can change, so as a Latin phrase says: “Carpe diem! ” (Seize the moment!).
But hey, it may be in fact that we are convinced that this is an excellent season, however, where do we go to get going and fulfill one of the most important projects in the life of any of us?
ION Financiera, an ally to start 2020 by acquiring a home
When it comes to mortgage loans, ION Financiera is one of the best options that can be presented to us; not only for its attractive credit offers to acquire a new or used home.
With an agenda of specialists who will help us attend to each case in a particular way, providing completely personalized service and committed to making our credit as flexible as possible in accordance with our financial commitment and ability to pay, making it possible to acquire a home.
Let’s not miss the great opportunity to acquire our home in the opening of a year that promises a lot; Let’s start with this great project by scheduling an appointment with a specialist or through the ION Financiera prequalifier.