The average home is a house that provides a series of exclusive services. These can be acquired in multiple ways, one of them is by obtaining mortgage credit.
If your goal is to make yourself a property of quality, style and that exceeds the expectations of the average, in this article we will solve all the doubts regarding this type of housing so that you can determine if it is the type of house you need.
According to Forbes reports, the average price of average homes ranges between 744,943 pesos and 2 million pesos, depending on the area. If we compare this amount with that of a used home, which is around a million pesos, we can see that it is convenient for us to acquire a new average home that will guarantee the security of the property.
Next, we will tell you what elements characterize this type of housing, so that you can determine if it is really what you need.
What do these properties consist of?
The measure of this type of housing is 60 m2, which means that they are spaces in which a maximum and very fair, four people can live. So for a small family, it would be ideal. However, if the family is large, it will be necessary to share rooms and this would not be the most comfortable, right?
In addition to this, inside the house, we can find a space for the living room, a not very large kitchen, two bathrooms and sometimes three rooms. In some cases, they have a garden or a small balcony. But if you want rooms designed to put your computer, have a pool table, or recreational spaces, let us tell you that you will be somewhat limited.
Does it suit your needs?
If what you are looking for is a place where you can be free from annoying noise and commotion, far from listening to neighbors who may disrupt your peace or even cause damage to your property, let us tell you that there are other housing options beyond the average that we will mention later and that, without a doubt, will be able to meet your objectives.
In the same way and as we already mentioned, if you want to have your own recreational areas such as a large garden, a small basketball court, computer studio, jacuzzi, pool or simply a greater number of rooms, an apartment or an average home it may not be your option and, perhaps, you could consider considering a residential home.
The latter has a price range that depends on the place in the republic where they are located. In the most current study carried out by CONAVI, through the magazine Inmobiliaria, indicated that the average for residential houses and pluses is $ 10,000,000.
Something that must also be taken into account is the opinion of our family, since they are the ones who are going to venture to live with us, and it is important to know if they are going to be willing to live in certain conditions and with some limitations.
For this reason, it is important that, before making the final decision, you evaluate your needs and in this way, make the correct choice when applying for the mortgage loan that best suits your housing project.
Are there other options?
If you have enough financial solvency to invest in a space with other characteristics, residential homes are the alternative that may interest you, since they have all the comforts you deserve after long hours of work in which you just want to get to home and rest.
In the same way, tranquility will surround you wherever you look, since this type of housing is usually far from roads with a lot of traffic and places where a lot of noise is generated. There are even some areas where at night you will have the opportunity to appreciate the light of the stars in all its splendor.
But that’s not all, because you can share time with your family without even leaving the area, since there are some subdivisions that have sports clubs with activities such as soccer, tennis, swimming, gyms, games room, among others.
We must also highlight the security that residential houses offer you, since many of them have security booths at the entrance. So you and yours will take fewer risks.
But how expensive can this be and how can I afford it?
As we mentioned before, this type of housing will require a greater investment, however, well-being and quality of life are drastically benefited.
Fortunately, something that can help you make a decision is to apply for a mortgage loan, which will make it easier for you to make payments in a periodic way that fits your budget.
At ION Financiera we can help you meet this goal since we offer you various options so that you can get the house you want through a mortgage loan. Our non-traditional income verification modality allows entrepreneurs, merchants, independent workers, among many other profiles, to access a loan and get their new home.
Decide without pressure.
Now that we have already told you the advantages and disadvantages of acquiring an average home, we believe that you will try to think about everything carefully before making the decision.
Whether you opt for middle or residential housing, we invite you to consult our options at ION Financiera, where you can be loaned up to a maximum of $ 10 million with a term of up to 20 years, although this may be less if you wish.
If you are looking for that place to live peacefully, we can surely help you in some way.